Written for the van, not the waiting room. Short paragraphs, straight answers, a table where it helps. One new guide a week.
The whole scheme, start to finish: who counts as contractor and subbie, the 20%/30%/gross rates, how the money moves each month, the materials rule, and how to get yours back. Start here.
Why most subbies overpay, how the claim works for sole traders and ltd companies, going back up to four years — and why a once-a-year rebate service stopped being enough in April 2026.
The two questions that decide whether VAT goes on your invoice, the exact wording HMRC wants, the cash-flow hit nobody mentions, and the flat rate scheme trap.
The payment and deduction statement contractors owe every subbie they deduct from, by the 19th of each month. Download it, fill it in — the spreadsheet does the maths.
CIS deductions explained: 20%, 30% and gross — the rates in detail. Then: gross payment status (how to get it and keep it), and the £90k VAT threshold.
Can't wait for the one you need? Ring us — the answer's free either way.